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	<title>PolicyMap</title>
	<atom:link href="http://www.policymap.com/blog/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.policymap.com/blog</link>
	<description>Good data. Smart decisions.</description>
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		<title>Renter Occupied Homes in Powelton Village, Philadelphia</title>
		<link>http://www.policymap.com/blog/2012/01/renter-occupied-homes-in-powelton-village-philadelphia/</link>
		<comments>http://www.policymap.com/blog/2012/01/renter-occupied-homes-in-powelton-village-philadelphia/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:26:42 +0000</pubDate>
		<dc:creator>Bernie Langer</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Online Buzz]]></category>
		<category><![CDATA[Philadelphia Inquirer]]></category>
		<category><![CDATA[Rental Rate]]></category>
		<category><![CDATA[Renters]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8806</guid>
		<description><![CDATA[Powelton Village is a neighborhood on the end of West Philadelphia, just north of Drexel University. As architecture critic Inga Saffron writes in last week’s Philadelphia Inquirer: “Powelton Village has every reason to top the list of Philadelphia&#8217;s most desirable &#8230; <a href="http://www.policymap.com/blog/2012/01/renter-occupied-homes-in-powelton-village-philadelphia/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 10pt; font-family: Arial;">Powelton Village is a neighborhood on the end of West Philadelphia, just north of Drexel University. As architecture critic Inga Saffron writes in <a href="http://articles.philly.com/2012-01-20/news/30647410_1_variances-twins-dorms" style="text-decoration: underline;" target="_blank">last week’s Philadelphia Inquirer:</a></span></p>
<p><span style="font-size: 10pt; font-family: Arial;">“Powelton Village has every reason to top the list of Philadelphia&#8217;s most desirable neighborhoods. Let&#8217;s start with location. As the first residential area west of Center City, it is a brisk 15-minute walk from downtown. It boasts some of the best transit connections in town, a rich stock of Italianate villas and Victorian twins, and postcard views of the skyline. Geographically, it occupies the same urban niche as Georgetown and Cambridge.”</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">And yet, she writes, it’s not nearly as desirable as Georgetown and Cambridge. The reason, she writes, is that Powelton Village is dominated by renter-occupied housing, mostly transient college students, who don’t maintain the houses or develop the community. A look at PolicyMap shows that she’s absolutely right—the rental rate in Powelton is 91%:</span><br />
<iframe src="http://www.policymap.com/embedmap_dyn?lqid=94815" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="450" >Click here to interact with map.</iframe><br />
<span id="more-8806"></span><br />
<span style="font-size: 10pt; font-family: Arial;">Georgetown shows significantly lower rental rates, ranging from 32% to only as high as 57%:</span><br />
<iframe src="http://www.policymap.com/embedmap_dyn?lqid=94817" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="450" >Click here to interact with map.</iframe></p>
<p><span style="font-size: 10pt; font-family: Arial;">Saffron writes that the solution to this issue is better zoning. You can read the whole article <a href="http://articles.philly.com/2012-01-20/news/30647410_1_variances-twins-dorms" style="text-decoration: underline;" target="_blank">here</a>.</span></p>
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		<title>Oil!</title>
		<link>http://www.policymap.com/blog/2012/01/oil/</link>
		<comments>http://www.policymap.com/blog/2012/01/oil/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 17:02:51 +0000</pubDate>
		<dc:creator>Bernie Langer</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[Online Buzz]]></category>
		<category><![CDATA[PolicyMap Messages]]></category>
		<category><![CDATA[County Business Patterns]]></category>
		<category><![CDATA[Heating Type]]></category>
		<category><![CDATA[Jobs & Economy]]></category>
		<category><![CDATA[Oil]]></category>
		<category><![CDATA[Oil & Gas Extraction Industry]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8788</guid>
		<description><![CDATA[“Here, if you have a milkshake, and I have a milkshake, and I have a straw. There it is, that&#8217;s a straw, you see? You watching? And my straw reaches acroooooooss the room, and starts to drink your milkshake&#8230; I&#8230; &#8230; <a href="http://www.policymap.com/blog/2012/01/oil/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<blockquote><p><span style="font-size: 10pt; font-family: Arial;">“Here, if you have a milkshake, <iframe width="250" height="157" src="http://www.youtube.com/embed/RKQ3LXHKB34#t=15s" frameborder="0" allowfullscreen align="right"></iframe>and I have a milkshake, and I have a straw. There it is, that&#8217;s a straw, you see? You watching? And my straw reaches acroooooooss the room, and starts to drink your milkshake&#8230; I&#8230; drink&#8230; your&#8230; milkshake! I drink it up!”<br />
-There Will Be Blood</span></p></blockquote>
<hr />
<span style="font-size: 10pt; font-family: Arial;">The top oil producing areas in this country are states like Texas, Alaska, and California (home of Daniel Plainview). On PolicyMap, you can look up the top areas of employment in the oil and gas extraction industry:</span><br />
<iframe src="http://www.policymap.com/embedmap_dyn?lqid=94463" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="450" >Click here to interact with map.</iframe></p>
<p><span style="font-size: 10pt; font-family: Arial;">However, when it comes to home heating, that oil goes through a straw acroooooooss the country, and it’s the Northeast that drinks the oil:</span><br />
<iframe src="http://www.policymap.com/embedmap_dyn?lqid=94464" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="450" >Click here to interact with map.</iframe><br />
<span id="more-8788"></span><br />
<span style="font-size: 10pt; font-family: Arial;">So to your list of Northeastern stereotypes, you can add something new: Northeasterners use oil or kerosene to heat their homes more than anywhere else in the country.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Here are the top ten oil producers (by employment) and consumers (by household) in the United States:</span></p>
<table width="640 border="0">
<tr>
<td width="315">
<p><span style="font-size: 10pt; font-family: Arial;">State/Jobs in Oil and Gas Extraction Industry in 2009  (County Business Patterns)</span></td>
<td width="10">&nbsp;</td>
<td width="315">
<p><span style="font-size: 10pt; font-family: Arial;">State/Households That Use Oil or Kerosene in 2005-2009 (ACS)</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Texas    41,361</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">New York            2,317,069</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Oklahoma           14,493</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Pennsylvania     1,089,944</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Louisiana             8,466</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Massachusetts  877,154</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Colorado              6,615</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Connecticut        657,247</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">California             6,004</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">New Jersey        464,008</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">New Mexico      3,551</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Maine   410,296</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Wyoming             3,543</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">New Hampshire               269,329</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">West Virginia     3,067</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Maryland             266,013</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Pennsylvania     2,987</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">Virginia 264,014</span></td>
</tr>
<tr>
<td><span style="font-size: 10pt; font-family: Arial;">Kansas  2,866</span></td>
<td>&nbsp;</td>
<td><span style="font-size: 10pt; font-family: Arial;">North Carolina   250,325</span></td>
</tr>
</table>
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		<title>Dr. Martin Luther King, Jr. Day: Civil Rights Work on the Map</title>
		<link>http://www.policymap.com/blog/2012/01/dr-martin-luther-king-jr-day-civil-rights-work-on-the-map/</link>
		<comments>http://www.policymap.com/blog/2012/01/dr-martin-luther-king-jr-day-civil-rights-work-on-the-map/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:01:38 +0000</pubDate>
		<dc:creator>Elizabeth Nash</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[Dataset Announcements]]></category>
		<category><![CDATA[National Center for Charitable Statistics Nonprofit Locations]]></category>
		<category><![CDATA[Nonprofit Locations]]></category>
		<category><![CDATA[Urban Institute’s Common Core of Data]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8776</guid>
		<description><![CDATA[In remembrance of Dr. King, we took a look at where various civil rights organizations are located that serve our country. These organizations provide services ranging from legal representation in housing discrimination cases to implementation of fair lending laws. We &#8230; <a href="http://www.policymap.com/blog/2012/01/dr-martin-luther-king-jr-day-civil-rights-work-on-the-map/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 10pt; font-family: Arial;">In remembrance of Dr. King, we took a look at where various civil rights organizations are located that serve our country.  These organizations provide services ranging from legal representation in housing discrimination cases to implementation of fair lending laws.  We get this information from the Urban Institute’s Common Core of Data file of nonprofit locations, and it’s available through a PolicyMap subscription.  We’re pleased that we’ll be updating these data in the next few weeks to include the very latest information pertaining to these organizations and other nonprofits nationwide.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">If you’re interested in replicating any of the maps, below, you simply need to sign in to PolicyMap with your subscriber login, load on the “<em>National Center for Charitable Statistics Nonprofit Locations</em>” from the Nonprofit Locations menu option in the Add Sites menu, and filter it by the National Taxonomy of Exempt Entities Group: <em>Civil Rights, Social Action, Advocacy</em>.</span><br />
<span id="more-8776"></span><br />
<span style="font-size: 10pt; font-family: Arial;">Below is a map of the civil rights-related organizations in the San Diego, CA area, as well some of the information available for each nonprofit:</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2012/01/ACLU.png" alt="" title="San Diego, CA" width="640" height="526" class="alignnone size-full wp-image-8778" /></p>
<p><span style="font-size: 10pt; font-family: Arial;">And here is a map of downtown Chicago’s Civil Rights organizations:</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2012/01/ChicagoACLU.png" alt="" title="Chicago, IL" width="599" height="530" class="alignnone size-full wp-image-8780" /></p>
<p><span style="font-size: 10pt; font-family: Arial;">And here is a map of downtown Chicago’s Civil Rights organizations:</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2012/01/WashingtonDC.png" alt="" title="Washington DC" width="640" height="380" class="alignnone size-full wp-image-8781" /></p>
<p><span style="font-size: 10pt; font-family: Arial;">For more information about these data, please see our Data Directory entry <a href="http://www.policymap.com/our-data-directory.html" style="text-decoration: underline;" target="_blank">here</a>.</span></p>
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		<title>A New Year with PolicyMap &#8211; New Data and Features!</title>
		<link>http://www.policymap.com/blog/2012/01/a-new-year-with-policymap-new-data-and-features/</link>
		<comments>http://www.policymap.com/blog/2012/01/a-new-year-with-policymap-new-data-and-features/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 22:02:37 +0000</pubDate>
		<dc:creator>Phil Vu</dc:creator>
				<category><![CDATA[Monthly Updates]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Area Median Income]]></category>
		<category><![CDATA[Citi Community Development]]></category>
		<category><![CDATA[Florida Public Health Institute]]></category>
		<category><![CDATA[Graduation Rates]]></category>
		<category><![CDATA[High-Cost]]></category>
		<category><![CDATA[HMDA]]></category>
		<category><![CDATA[JoinBankOn]]></category>
		<category><![CDATA[Marketplace]]></category>
		<category><![CDATA[National Center for Education Statistics]]></category>
		<category><![CDATA[Pupil/Teacher Ratio]]></category>
		<category><![CDATA[Total Expenditures per Pupil]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8764</guid>
		<description><![CDATA[New Year &#8211; New Data! We are ringing in the New Year with new and updated data on PolicyMap and celebrating the innovative ways in which new clients are bringing data rich maps to their own websites! Home Mortgage Disclosure &#8230; <a href="http://www.policymap.com/blog/2012/01/a-new-year-with-policymap-new-data-and-features/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h1 style="margin-top: 0pt; margin-bottom: 0pt;"><strong><font color="#666666"><span style="font-size: 10pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">New Year &ndash; New Data!</span></font></strong></h1>
<p><span style="font-size: 10pt; font-family: Arial;">We are ringing in the New Year with new and updated data on PolicyMap and celebrating the innovative ways in which new clients are bringing data rich maps to their own websites!</span></p>
<p><span style="font-size: 10pt; font-family: Arial; font-weight: bold;">Home Mortgage Disclosure Act (HMDA)</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">The most recent mortgage data from HMDA is now available for you, for free, on PolicyMap. As one of the first indicators we began providing our users, this update now allows you to explore how markets have changed between 2004 and 2010 &ndash; or any time period in between. Data is available down to the census tract giving you a good, on-the-ground picture of the markets in which you work.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">HMDA&rsquo;s definition of &ldquo;high cost&rdquo; and &ldquo;prime&rdquo; loans, however, changed in 2010 making it inaccurate to compare these two particular indicators to previous time periods. As a result, we give you information for 2004 through 3rd quarter 2009 and then provide you with a separate look at 2010 for these two indicators.</span><iframe src="http://www.policymap.com/embedmap_dyn?lqid=93809" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="400" >Click here to interact with map.</iframe><br />
<span id="more-8764"></span></p>
<p><span style="font-size: 10pt; font-family: Arial;">You can check it out by going to PolicyMap and clicking on the <em>Lending Activity</em> tab along the top of the map. Zoom in to your area of interest, click to an area to see its actual values or use the Table feature to make comparative charts. Subscribers can also access an updated Mortgage Report allowing them to draw a custom region and pull out mortgage information for a particular area of interest. Check out this and all reports by signing up for a <a href="http://www.policymap.com/register?reg_type=sub&amp;code=TRIAL7D" style="text-decoration: underline;" target="_blank">7-day free trial</a>. </span></p>
<hr />
<p style="font-size: 10pt; font-family: Arial;"><span style="font-weight: bold;">Area Median Income (AMI) for 2012</span>: HUD&rsquo;s latest release of AMI data for the nation is now available. You&rsquo;ll find it for free under the <em>Money and Income</em> tab. The data, released annually by HUD, is available for County Subdivisions across the nation back through 2008.</p>
<p><span style="font-size: 10pt; font-family: Arial; font-weight: bold;">National Center for Educational Statistics: </span><span style="font-size: 10pt; font-family: Arial;">Check out the <em>Education</em> tab to find a significant amount of new data from the National Center for Education Statistics (NCES), relating to elementary and secondary education in public school districts. All new data is available for school districts and includes:</span></p>
<ul>
<li><span style="font-size: 10pt; font-family: Arial;">Pupil/Teacher Ratio</span></li>
<li><span style="font-size: 10pt; font-family: Arial;">Graduation Rate</span></li>
<li><span style="font-size: 10pt; font-family: Arial;">Total Revenue from Local, State, and Federal Sources</span></li>
<li><span style="font-size: 10pt; font-family: Arial;">Total Expenditures per Pupil</span></li>
</ul>
<p><span style="font-size: 10pt; font-family: Arial;">Check out our blog for more information on these datasets and other updates including monthly unemployment and bankruptcy rates.<br /></span><br />
<iframe src="http://www.policymap.com/embedmap_dyn?lqid=93800" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="640" height="400" >Click here to interact with map.</iframe></p>
<hr />
<h6 align="left" class="MsoNormal"><font color="#666666"><b><span style="font-size: 10pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">In the News!</span></b> </font></h6>
<p><span style="font-size: 10pt; font-family: Arial;"><span style="font-weight: bold;">American Public Media&rsquo;s &ldquo;MarketPlace&rdquo; </span> hosts <a href="http://www.marketplace.org/content/policymap-state-employment-rate-sept-2011-interactive-map" style="text-decoration: underline;" target="_blank">unemployment widgets</a> powered by PolicyMap. The widgets, full of unemployment data for states and metros, are updated monthly bringing their readers the most current unemployment data available. <em>December 2011</em></span></p>
<p><span style="font-size: 10pt; font-family: Arial;"><span style="font-weight: bold;">Citi Community Development (CCD) </span>launches a <a href="http://www.citigroup.com/citi/citizen/community/index.html" style="text-decoration: underline;" target="_blank">new data mapping tool</a> powered by PolicyMap. CCD&rsquo;s PolicyMap Data Tool provides Citi&rsquo;s community partners and stakeholders with an interactive map showing demographic data, housing statistics, education trends and information about jobs and the economy. The information is provided in an easily-accessible and user-friendly way. <em>November 2011</em></span></p>
<p><span style="font-size: 10pt; font-family: Arial;"><span style="font-weight: bold;">The Corporation for Enterprise Development (CFED),</span> with support from the U.S. Department of the Treasury and in partnership with the San Francisco Office of Financial Empowerment, the National League of Cities and the New America Foundation, launches a new-and-improved <a href="http://webtools.joinbankon.org/community/search" style="text-decoration: underline;" target="_blank">Bank On website</a> and selects PolicyMap as the platform to power its interactive online maps. <em>October 2011</em></span></p>
<p><span style="font-size: 10pt; font-family: Arial;"><span style="font-weight: bold;">The Florida Public Health Institute and the Community Health Network</span> launches an interactive mapping tool to clearly identify areas that are at risk of poor health due to a lack of access to health care facilities. The new <a href="http://www.pbccounts.org/index.php?module=htmlpages&amp;func=display&amp;pid=5004" style="text-decoration: underline;" target="_blank">interactive map</a>, powered by PolicyMap, highlights clinics and healthcare facilities by location and cross references them with several demographic and other indicators to tell the &ldquo;visual&rdquo; story about the county&rsquo;s health needs and resources. <em>October 2011</em></span><img src="http://www.policymap.com/blog/wp-content/uploads/2012/01/FloridaWidget.png" alt="" title="Florida Public Health Institute Widget" width="596" height="489" class="alignnone size-full wp-image-8769" /></p>
<hr />
<h6 align="left" class="MsoNormal"><font color="#660066"><b><span style="font-size: 10pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">For More Information</span></b></font></h6>
<p><span style="font-size: 10pt; font-family: Arial;">Interested in having data rich maps on your own website? Just contact us. Remember, the data warehoused in PolicyMap is accessible to you not just through the <a href="http://www.policymap.com/" style="text-decoration: underline;" target="_blank">www.policymap.com</a> application but can be pushed out to your own website through widgets or the Data API. Already have Google or Bing maps on your website? Need to make them more valuable to your users by adding relevant data? Just give us a call at (866) 924-MAPS or <a href="mailto:info@policymap.com" style="text-decoration: underline;" target="_blank">info@policymap.com</a>.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Look for more data and feature updates soon and happy 2012!</span></p>
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		<title>PolicyMap&#8217;s Primer Updated</title>
		<link>http://www.policymap.com/blog/2012/01/policymaps-primer-updated/</link>
		<comments>http://www.policymap.com/blog/2012/01/policymaps-primer-updated/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 14:52:16 +0000</pubDate>
		<dc:creator>Phil Vu</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[Support]]></category>
		<category><![CDATA[Customer Feedback]]></category>
		<category><![CDATA[Guides]]></category>
		<category><![CDATA[PolicyMap Primer]]></category>
		<category><![CDATA[Report Chooser]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8756</guid>
		<description><![CDATA[At PolicyMap, we know that our users&#8217; needs are dynamic and always changing. We update our data as soon as the data sources are released, which could mean monthly, quarterly, or annual updates. We appreciate the feedback from our users &#8230; <a href="http://www.policymap.com/blog/2012/01/policymaps-primer-updated/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 10pt; font-family: Arial;">At PolicyMap, we know that our users&#8217; needs are dynamic and always changing. We update our data as soon as the data sources are released, which could mean monthly, quarterly, or annual updates.  We appreciate the feedback from our users so please submit any comments or questions to our team at <a title="PolicyMap feedback" href="mailto:pmap@policymap.com" style="text-decoration: underline;" target="_blank">pmap@policymap.com</a>.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">One of the more unique features we created last year was requested by a user like yourself.  The Report Chooser was created to let users decide what geography a report uses to aggregated data by.  We wrote an in-depth description of the feature here (<a title="Did  you know...Aggregation Chooser in Reports" href="http://www.policymap.com/blog/2011/11/did-you-know-aggregation-chooser-in-reports/" style="text-decoration: underline;" target="_blank">Report Chooser</a>) and now have updated our <a title="PolicyMap Primer" href="http://www.policymap.com/blog/2010/12/policymap-primer/" style="text-decoration: underline;" target="_blank">PolicyMap Primer</a>.</span></p>
<p><a title="PolicyMap Primer 2.2" href="http://www.trfund.com/misc/PolicyMapPrimerv2.20.pdf" style="text-decoration: underline;" target="_blank">Download the PolicyMap Primer</a></p>
<p><span style="font-size: 10pt; font-family: Arial;">If you have questions about the new Report Chooser feature or would like to learn more about PolicyMap, contact us at <a title="More information on PolicyMap" href="mailto:info@policymap.com" style="text-decoration: underline;" target="_blank">info@policymap.com</a> or join one of our free <a title="PolicyMap Training Calendar" href="http://www.policymap.com/blog/2010/03/policymap-training-calendar/" style="text-decoration: underline;" target="_blank">training sessions</a>.</span></p>
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		<title>HMDA 2010 Shows the Mortgage Market Continued Decline in Volume</title>
		<link>http://www.policymap.com/blog/2011/12/hmda-2010-shows-the-mortgage-market%e2%80%99s-continued-decline-in-volume/</link>
		<comments>http://www.policymap.com/blog/2011/12/hmda-2010-shows-the-mortgage-market%e2%80%99s-continued-decline-in-volume/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 16:18:06 +0000</pubDate>
		<dc:creator>Elizabeth Nash</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[Dataset Announcements]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[First-Time Homebuyer Tax Credit]]></category>
		<category><![CDATA[Government Insured Loans]]></category>
		<category><![CDATA[HFA]]></category>
		<category><![CDATA[HMDA]]></category>
		<category><![CDATA[Refinance Loans]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8723</guid>
		<description><![CDATA[Last week we released the new 2010 Home Mortgage Disclosure Act, or HMDA, data on PolicyMap, and it confirms many of the intermediate predictions we’ve seen throughout the year of further decline. Among various mortgage loan products available to consumers, &#8230; <a href="http://www.policymap.com/blog/2011/12/hmda-2010-shows-the-mortgage-market%e2%80%99s-continued-decline-in-volume/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><span style="font-size: 10pt; font-family: Arial;">Last week we released the new 2010 Home Mortgage Disclosure Act, or HMDA, data on PolicyMap, and it confirms many of the intermediate predictions we’ve seen throughout the year of further decline.  Among various mortgage loan products available to consumers, a consistent trend has emerged over the past few years: an uptick in 2009 with a decline in 2010.  According to the 2010 Federal Reserve Bulletin article, “The Mortgage Market in 2010: Highlights from the Data Reported under the Home Mortgage Disclosure Act,” the dip was caused by the June closing deadline for the First-Time Homebuyer Tax Credit (which was extended to September).  Considering only the number of originations made, or total volume, we can see the uptick in 2009 and subsequent depression in 2010:</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2011/12/Table-of-United-States-with-Number-of-home-loans-made-in-2010-666x500.png" alt="" title="Table of United States with Number of home loans made in 2010" width="640" height="480" class="alignnone size-large wp-image-8749" /><br />
<span id="more-8723"></span><br />
<span style="font-size: 10pt; font-family: Arial;">And considering refinance loans, which surged in 2009, we see a decline in 2010, as well:</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2011/12/Table-of-United-States-with-Percent-of-all-home-loans-made-that-were-refinance-loans-in-2010-666x500.png" alt="" title="Table of United States with Percent of all home loans made that were refinance loans in 2010" width="640" height="480" class="alignnone size-large wp-image-8746" /></p>
<p><span style="font-size: 10pt; font-family: Arial;">And finally, looking at government-insured loans, which came to make up more than half of the mortgage lending activity in 2009 due to the collapse of the subprime market, we can see the rise in 2009, accompanied by the fall in 2010.</span><br />
<img src="http://www.policymap.com/blog/wp-content/uploads/2011/12/Table-of-United-States-with-Percent-of-all-home-loans-made-that-were-insured-by-the-government-in-2010-666x500.png" alt="" title="Table of United States with Percent of all home loans made that were insured by the government in 2010" width="640" height="480" class="alignnone size-large wp-image-8747" /></p>
<p><span style="font-size: 10pt; font-family: Arial;">Though the volume of lending has significantly decreased, the Federal Reserve Bank says that loan denial rates remained approximately the same in 2009.  This indicates that demand is indeed down, regardless of approval rates.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">With PolicyMap, you can see how these trends are reflected in your area of interest. Users can access HMDA data in the “Lending Activity” tab on PolicyMap.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Stay tuned in the next few weeks for our release of the 2010 Federal Reserve Bank’s customized HMDA calculations that include multifamily loans, home improvement loans, and loans by borrower and tract income.</span></p>
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		<title>Creative Assets Mapping: Engaging our Stakeholders to Make a Tool People Need</title>
		<link>http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/</link>
		<comments>http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 14:16:23 +0000</pubDate>
		<dc:creator>Katie Nelson</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Online Buzz]]></category>
		<category><![CDATA[PolicyMap Messages]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8703</guid>
		<description><![CDATA[PolicyMap is partnering with the Social Impact of the Arts Project (SIAP) at the University of Pennsylvania and the City of Philadelphia’s Office of Arts, Culture and the Creative Economy to build a data and mapping tool for the City &#8230; <a href="http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-8712" title="Artplace Logo" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/ArtplaceLogo.png" alt="" width="357" height="75" align="left" /><span style="font-size: 10pt; font-family: Arial;">PolicyMap is partnering with the Social Impact of the Arts Project (SIAP) at the University of Pennsylvania and the City of Philadelphia’s Office of Arts, Culture and the Creative Economy to build a data and mapping tool for the City of Philadelphia. The tool will be powered by PolicyMap, leveraging our robust spatial database in order to inform planning, marketing, policy development and public investment strategies related to the arts and creative economies here in Philadelphia. The mapping and analytical capabilities of this platform are intended both to foster cultural engagement and to further neighborhood economic development through the synergies of creative activity and community building.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">This month the creative assets mapping team took our project to local stakeholders here in Philadelphia for feedback and discussion. As we begin to coalesce around the tool’s data, design, and features, we decided it was critical to get input early on from the tool’s community of potential users.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Our conversations were dynamic, with ideas ranging from generating Philly neighborhood arts and culture profiles to using the tool to locate new creative firms or target potential cultural audiences. In addition to use cases, we identified many of the datasets that users want to have at their fingertips, and even located sources for much of this information. We are particularly excited about the willingness of Geographic Information Systems (GIS) specialists from the City to make data available to us to share with the public through our creative assets mapping platform.</span></p>

<a href='http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/brainstorm/' title='Brainstorm'><img width="150" height="112" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/Brainstorm-150x112.jpg" class="attachment-thumbnail" alt="Brainstorm" title="Brainstorm" /></a>
<a href='http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/ideas/' title='Ideas'><img width="150" height="112" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/Ideas-150x112.jpg" class="attachment-thumbnail" alt="Ideas" title="Ideas" /></a>
<a href='http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/planning-session/' title='planning-session'><img width="112" height="150" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/planning-session-112x150.jpg" class="attachment-thumbnail" alt="planning-session" title="planning-session" /></a>
<a href='http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/planning-session-478x337/' title='planning-session-478x337'><img width="150" height="105" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/planning-session-478x337-150x105.jpg" class="attachment-thumbnail" alt="planning-session-478x337" title="planning-session-478x337" /></a>
<a href='http://www.policymap.com/blog/2011/12/creative-assets-mapping-engaging-our-stakeholders-to-make-a-tool-people-need-2/artplacelogo/' title='Artplace Logo'><img width="150" height="31" src="http://www.policymap.com/blog/wp-content/uploads/2011/12/ArtplaceLogo-150x31.png" class="attachment-thumbnail" alt="Artplace Logo" title="Artplace Logo" /></a>

<p><span style="font-size: 10pt; font-family: Arial;">Altogether we hosted four user-group sessions on November 3rd and 4th, each centered around a distinct type of user: artistic and creative programming, tourism and marketing opportunities through cultural assets, real-estate and economic development applications, and cultural funders and capacity building. Each of the sessions was unique in its focus, but many common themes and ideas permeated all the sessions including: using the tool to facilitate relationship building and data sharing; using it to evaluate the impact of policies and programs over time; and using the tool to help make better decisions either through advocacy or in investment decisions.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Most of all, we are thrilled at the level of anticipation that greeted our presentation of the data we have already and the analytical opportunities afforded by interactive online mapping. As we move now into a more intensive development phase of the tool, we will continue to seek input from these voices as well as Philadelphia’s broader cultural and creative community.</span></p>
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		<title>Area Median Income for 2012 is available&#8230;already!</title>
		<link>http://www.policymap.com/blog/2011/12/area-median-income-for-2012-is-available-already/</link>
		<comments>http://www.policymap.com/blog/2011/12/area-median-income-for-2012-is-available-already/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 19:59:31 +0000</pubDate>
		<dc:creator>Katie Nelson</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[Dataset Announcements]]></category>
		<category><![CDATA[Area Median Income]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[Section 8]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8696</guid>
		<description><![CDATA[Click here to interact with map.Typically the Department of Housing and Urban Development (HUD) releases its Income Limits dataset in March or April, but this year the data has already been released for 2012 – and you can find it &#8230; <a href="http://www.policymap.com/blog/2011/12/area-median-income-for-2012-is-available-already/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><iframe src="http://www.policymap.com/embedmap_dyn?lqid=92239" named="embeddedmap" scrolling="no" marginheight="0" marginwidth="0" frameborder="0" width="330" height="450" align="right">Click here to interact with map.</iframe><span style="font-size: 10pt; font-family: Arial;">Typically the Department of Housing and Urban Development (HUD) releases its Income Limits dataset in March or April, but this year the data has already been released for 2012 – and you can find it now on PolicyMap.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">HUD is required by law to set annual income limits for participation in federally assisted housing programs such as Section 8. These income limits are determined by calculating a median family income for areas all across the country, and then adjusting the median based on the number of people in the household. Different federal programs have different requirements, so PolicyMap displays various different income thresholds – ranging from 30% of area median income to 120% of area median income. You can find all this data under the Money &#038; Income tab.</span></p>
<p><span style="font-size: 10pt; font-family: Arial;">Recent updates to this dataset include:</span></p>
<ul>
<li><span style="font-size: 10pt; font-family: Arial;">In FY2010, HUD announced an end to its “hold harmless” policy. Until recently, income limits values could not be reduced, only increased over time or held steady. Now the income limits are able to increase or decrease up to 5% per year.</span></li>
<li><span style="font-size: 10pt; font-family: Arial;">In FY2011, HUD began to calculate income limits based on American Community Survey (ACS) data.</span></li>
<li><span style="font-size: 10pt; font-family: Arial;">In FY2012, the change is in the release date. Responding to requests to make this data available earlier, HUD will be releasing Income Limits in December for the following year. Because of the early release, AMI for 2012 is still based ACS 2005-2009 data.</span></li>
</ul>
<p><span style="font-size: 10pt; font-family: Arial;">Meanwhile, PolicyMap is gearing up for our analysis and processing of the new ACS 2006-2010 5-year estimates data. We’ll be upgrading to the new 2010 Census boundaries as well. Keep a lookout in the new year!</span></p>
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		<title>PolicyMap&#8217;s Use to Non-profits Highlighted by Citi</title>
		<link>http://www.policymap.com/blog/2011/12/policymaps-use-to-non-profits-highlighted-by-citi/</link>
		<comments>http://www.policymap.com/blog/2011/12/policymaps-use-to-non-profits-highlighted-by-citi/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 22:12:39 +0000</pubDate>
		<dc:creator>Bernie Langer</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Online Buzz]]></category>
		<category><![CDATA[Citi Community Development]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8693</guid>
		<description><![CDATA[Today, Citigroup featured an article on their blog by our own Elizabeth Nash about the need for good data among non-profit entities, and Citi is working with PolicyMap to achieve that goal. You can read the article here.]]></description>
			<content:encoded><![CDATA[<p>Today, Citigroup featured an article on their blog by our own Elizabeth Nash about the need for good data among non-profit entities, and Citi is working with PolicyMap to achieve that goal. You can read the article <a href="http://new.citi.com/2011/12/advancing-the-use-of-data-among-nonprofits.shtml">here</a>.</p>
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		<title>About Census 2010 Summary File 1 Data</title>
		<link>http://www.policymap.com/blog/2011/12/about-census-2010-summary-file-1-data/</link>
		<comments>http://www.policymap.com/blog/2011/12/about-census-2010-summary-file-1-data/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 21:36:24 +0000</pubDate>
		<dc:creator>Bernie Langer</dc:creator>
				<category><![CDATA[Data & Features]]></category>
		<category><![CDATA[2010 Census]]></category>
		<category><![CDATA[ACS]]></category>
		<category><![CDATA[Census]]></category>

		<guid isPermaLink="false">http://www.policymap.com/blog/?p=8690</guid>
		<description><![CDATA[Many of our users have asked where they can find the Census 2010 data on PolicyMap, and we wanted to be sure to get the word out about it. Because the Census data was only made up of a few &#8230; <a href="http://www.policymap.com/blog/2011/12/about-census-2010-summary-file-1-data/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Many of our users have asked where they can find the Census 2010 data on PolicyMap, and we wanted to be sure to get the word out about it. Because the Census data was only made up of a few indicators in 2010 (with the American Community Survey, or ACS, making up the remainder of them), you’ll find only a subset of the Census data you may be used to on PolicyMap, located primarily in the Demographics tab and the Neighborhood Conditions tab. These indicators include Total Population, Race, Ethnicity, Age, Sex, Households and Families in Demographics, and Vacancy in Neighborhood Conditions. All other current estimates you see on PolicyMap (those labeled with the year 2005-2009) are ACS indicators. All Census data for the foreseeable future will be divided up in this way. So, although many data users were expecting the full suite of Census indicators they had in the 2000 Summary File 3, the Census has changed its delivery method and methodology, and it is now distributing many of those through the ACS. The good news is that the ACS is updated annually, instead of decennially, and so estimates for household income, poverty and the like will be refreshed every year. For more information about the ACS, please see our previous blog post <a href="http://www.policymap.com/blog/2011/09/american-community-survey-acs-data/">here</a>. And find out more about how the 2000, 2010 Census and ACS complement each other <a href="http://www.policymap.com/blog/2011/04/2010-census-and-acs-data-is-free-on-policymap/">here</a>.</p>
<p>Feel free to contact us with any questions you may have about these data. We’ve spent a good amount of time learning about how and why the Census took this approach, and we’re happy to discuss it with you.</p>
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