New mortgage denial data shows how certain racial groups face greater challenges getting home loans, denying them a crucial tool in generating wealth.
Data from the Home Mortgage Disclosure Act (HMDA) provides a deep insight into trends in lending from demographics to loan types to government insurance to down payments. Here are a few insights from looking at the latest data, from 2016.
Income taxes provide a lot of information about an area. What do tax returns show about your ZIP code?