In preparation for our release of the HMDA 2010 data in the next month or so, we wanted to clarify how we process the data, as many of our users have had questions about it.
PolicyMap recently rolled HMDA data for 2009 into our online collection of socioeconomic indicators, helping users understand significant new trends.
Using mortgage data from the Home Mortgage Disclosure Act, we take a look at how homeowners in swing spots fared in the housing bubble burst.
19% of all homebuyers who financed the purchase of a home in 2006 used a “piggyback” loan. Using HMDA data, TRF estimated when piggyback loans were used.