Have you been to your local bank branch lately? Perhaps withdrawn money from your checking or savings account using an ATM? Many of us who have a relationship with a traditional financial institution may take it for granted, but a lot of people are without access to these institutions. Growing attention is being paid to households who are considered “unbanked,” meaning the household lacks any kind of deposit account at an insured depository institution, or “underbanked,” meaning the household has a checking and/or savings account but has also used alternative financial services (AFS) at least once in the previous year. In light of the growing interest in this area, we are pleased to announce that we have recently added state and metropolitan area level data from the 2011 Federal Deposit Insurance Corporation (FDIC) National Survey of Unbanked and Underbanked Households to PolicyMap.
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