Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.

Welcome to the policymap.com website (the “Site”). The following terms of use (“Terms of Use”) govern your use of this Site. Please periodically review these Terms of Use as PolicyMap, Inc. reserves the right to change these Terms of Use at any time and your continued usage of this Site after such changes constitutes your acceptance of the new Terms of Use.

BY ACCESSING, BROWSING, SAVING OR PRINTING ANY INFORMATION OR OTHERWISE USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO ALL OF THESE TERMS OF USE, YOU ARE NOT PERMITTED TO ACCESS, BROWSE OR OTHERWISE USE THIS SITE OR THE INFORMATION CONTAINED THEREIN.

LIMITED LICENSE

PolicyMap grants you a non-exclusive, non-transferable, non-sublicensable, limited license to access this Site. You are authorized to use all included data text, graphics, downloadable data, data search results and images, as well as all other information and materials available on this Site (the “Content”) for your internal business purposes only, conditioned on your continued compliance with these Terms of Use. Any other use, reproduction, modification, distribution or republication of this Site or the Content without PolicyMap’s prior written consent is strictly prohibited. You agree that when using this Site you will abide by and comply with all applicable laws, rules and regulations.

  • The foregoing license grant does NOT include the right for you to:
  • Market, sell or make commercial use of the Site or any of its Content without the expressed written consent of PolicyMap;
  • Systematically collect and use any data or Content including the use of any data spiders, robots, or similar data gathering, mining or extraction methods;
  • Make derivative uses of the Site or the Content; or
  • Use, frame or utilize framing techniques to enclose any portion of this Site (including the images found at this Site or any text or the layout/design of any page or form contained on a page) without the expressed written consent of PolicyMap.

Except for the limited license granted to you, you are not conveyed any other right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of PolicyMap or any third party. Any unauthorized use of this Site or Content will terminate the permission or license granted by these Site Terms and may violate applicable law including copyright laws, trademark laws (including trade dress), and communications regulations and statutes.

You warrant that you shall not use the Site or its Content to develop any of the following or derivatives thereof for general commercial redistribution or sale: any models or analytics, including, but not limited to, predictive models (of any type), automated valuation models, analytics or other programs or algorithms. You agree and warrant that you shall not use any element or component of the Site to create, replace, supplement or enhance any title, legal, vesting, ownership or encumbrance report.

DOWNLOADING DATA FROM SITE

You may download certain non-proprietary data from this Site for your internal business use only. The permitted uses of downloaded data are covered under the Limited License provided by these Terms of Use. When using downloaded data, citation must be given to PolicyMap as noted on the PolicyMap website, https://www.policymap.com/citing/.

COPYRIGHT AND PROPRIETARY RIGHTS

This Site, all Content, and the selection and arrangement and compilation of information, and all software used on this Site (collectively “Materials”) is PolicyMap’s property or the property of PolicyMap’s suppliers, sponsors, licensors or affiliates (collectively, “Business Partners”), and are protected by United States and international copyright law, trademark law, and trade secret law, as well as other laws, rules and regulations. PolicyMap owns a copyright in this Site, in the Content, and the Material. Except as expressly provided herein, neither PolicyMap’s nor PolicyMap’s Business Partners grant any rights to you under any patents, copyrights, trademarks or trade secret information. Accordingly, unauthorized use of this Site, Content or Materials may violate patent laws, copyright laws, trademark laws, trade secret laws, laws pertaining to privacy and publicity rights or other laws or regulations.

All trade names, marks, logos, page headers, custom graphics and button icons are the service marks, trademarks, and/or trade dress of PolicyMap or its licensors and may not be copied, imitated, or used, in whole or in part, without PolicyMap’s prior written permission. You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify any of the Trademarks in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without PolicyMap’s prior written consent. PolicyMap prohibits the use of any metatags or any other “hidden text” utilizing any of the Trademarks without PolicyMap’s prior written consent.

ACCOUNT MAINTENANCE AND RESPONSIBILITY

Access to secured/password protected areas of this Site are restricted to subscribers hereinafter called “authorized users”. To become an authorized user you must pay a fee to subscribe as determined by PolicyMap depending on your selected subscription. By accessing any secured/password protected area of this Site, you represent, warrant and covenant that you are authorized to do so and to engage in the activities and communications that you conduct thereunder. You agree to be solely responsible for the confidentiality and use of your password or username, as well as for any activities or communications conducted on this Site using your password by yourself or any other person. Any authorized user found sharing their password will have their access to PolicyMap terminated immediately. Details regarding registration and subscription services can be found on the PolicyMap website here: https://www.policymap.com/subscriptions/.

If you wish to cancel a password or username, or if you become aware of any loss, theft or unauthorized use of a password or username, please notify PolicyMap immediately. PolicyMap reserves the right to delete or change any password or username at any time, should, in PolicyMap’s judgment, a breach occur.

SUBSCRIPTION RENEWALS

If you are an annual paid subscriber to PolicyMap, PolicyMap will provide you with an opportunity to renew the subscription 60 days prior to the expiration of your subscription. If you choose not to renew your subscription, you must notify PolicyMap within 30 days of the expiration of the Term in order to cancel the subscription. If PolicyMap does not receive notice of cancellation 30 days prior to termination, your subscription will automatically renew for another year.

USER SUBMITTED CONTENT (exclusive of data)

You are solely responsible for any comments, feedback, suggestions, ideas or other submissions that you post to this Site or send to other policymap.com users (“User Materials”). You may not submit, post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. You may not submit any information, or material that infringes, misappropriates or violates the intellectual property, publicity, privacy or other rights of any party. You agree to not purposely provide false or misleading information on the Site.

PolicyMap does not and cannot review all User Materials posted to this Site and is not responsible for these User Materials or for their accuracy. However, PolicyMap reserves the right to block or remove User Materials that PolicyMap determines, in PolicyMap’s sole discretion, to be (i) threatening, abusive, libelous, defamatory, inflammatory, or obscene, (ii) fraudulent, deceptive, or misleading, (iii) in violation of the copyright, trademark, or other intellectual property rights or other rights of another, (iv) in violation of any applicable local, state, Federal or international law or regulation, or (v) offensive or otherwise unacceptable. ANY MESSAGES, ADVICE, OPINIONS OR OTHER INFORMATION CONTAINED IN OR PROVIDED THROUGH THIS SITE SHOULD NOT BE CONSTRUED AS PROFESSIONAL ADVICE OR INSTRUCTION AND DOES NOT NECESSARILY REFLECT POLICYMAP’S OPINIONS OR THE OPINIONS OF POLICYMAP’S BUSINESS PARTNERS.

ZIP CODE BOUNDARIES

By using Maponics® ZIP Code boundaries in PolicyMap, you are agreeing to Maponics® Terms of Use. Any reproduction of these boundaries in printed format must retain the source and copyright information provided “ZIP Code Boundaries © Maponics® 2018”. See: https://www.pitneybowes.com/us/data/boundary-data/zip-code-data.html

CONFIDENTIALITY ON THE INTERNET

Use of the Internet is solely at your own risk and is subject to all applicable laws, rules and regulations. PolicyMap is not responsible for the security of any information transmitted over the Internet. You assume all risks in transmitting material to or from this Site and must make your own determination as to these matters.

TERMINATION

If you violate any provision of these Terms of Use, your permission to use this Site, the Content or the Materials shall automatically terminate. PolicyMap may change, suspend or terminate your account or your use of all of part this Site at any time as PolicyMap deems appropriate.

MODIFICATION

PolicyMap reserves the right to modify or discontinue the Site, Content, Materials or any portion of either, or the offering of any information, good, Content or product with or without notice. PolicyMap shall not be liable to you or any third party should PolicyMap exercise its right to modify or discontinue the Service or part of it.

ADVERTISEMENTS AND LINKS TO OTHER SITES

PolicyMap, in our sole discretion, may post the advertisements or other materials of third parties on this Site. Your correspondence or any other dealings with advertisers found on this Site are solely between you and such advertiser. You agree that PolicyMap shall not be responsible for any loss or damage of any sort incurred as a result of any such dealings or as the result of the presence of such advertisements on this Site. Moreover, PolicyMap shall not be responsible or liable for the statements or conduct of any such advertisers on this Site.

This Site may contain links to other web sites. These links are provided solely as a convenience to you and not as an affiliation, endorsement or adoption by PolicyMap of such linked web sites or the Content thereof. PolicyMap is not responsible for the Content of any linked sites and does not make any representations regarding the Content or accuracy of materials on any linked sites. If you decide to access any linked site, you do so at your own risk. When leaving this Site you should be aware that PolicyMap’s terms and policies may no longer govern, and, therefore, you should review the applicable terms, conditions and policies, including privacy and data-gathering practices, of each linked site.

DIGITAL MILLENNIUM COPYRIGHT ACT COMPLIANCE

PolicyMap complies with the provisions of the Digital Millennium Copyright Act (DMCA) applicable to Internet service providers (17 U.S.C. � 512). If you believe that your work has been copied and has been posted to this Site in a way that constitutes copyright infringement, please provide PolicyMap’s copyright agent the following written information:

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • A description of the copyrighted work that you claim has been infringed upon;
  • A description of where the material that you claim is infringing is located on the Site;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
  • Before sending a notice to PolicyMap, you should confirm that you are the copyright owner or have rights to the copyright which the DMCA requires. Contact information for PolicyMap ‘s Copyright Agent for notice of claims of copyright infringement is provided below.

Attn: DMCA Agent

PolicyMap

YOU EXPRESSLY AGREE THAT USE OF THE SITE, THE CONTENT AND MATERIALS IS AT YOUR SOLE RISK. THIS SITE, THE CONTENT AND THE MATERIALS ARE PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS. POLICYMAP IS NOT RESPONSIBLE FOR PRINTING OR TYPOGRAPHICAL ERRORS.

NEITHER POLICYMAP NOR ANY OF POLICYMAP’S BUSINESS PARTNERS REPRESENT OR WARRANT THAT THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED; WHILE POLICYMAP AND ITS PARTNERS HAVE WORKED DILIGENTLY TO PROVIDE YOU WITH SOUND, ACCURATE AND REASONABLE DATA, NEITHER POLICYMAP NOR ITS BUSINESS PARTNERS MAKE ANY REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, CURRENCY, QUALITY, PERFORMANCE OR SUITABILITY OF THIS SITE, DATA, CONTENT OR MATERIALS AVAILABLE ON OR THROUGH THIS SITE.

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, POLICYMAP AND EACH OF POLICYMAP’S BUSINESS PARTNERS DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

LIMITATIONS OF LIABILITY

IN THE EVENT OF ANY PROBLEM WITH THIS SITE, CONTENT OR MATERIALS YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS SITE.

UNDER NO CIRCUMSTANCES SHALL POLICYMAP OR ANY OF POLICYMAP’S BUSINESS PARTNERS, OR ANY OF OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS OR REPRESENTATIVES, OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, TRANSMITTING OR DISTRIBUTING THIS SITE OR ANY PART THEREOF (“COVERED PARTIES”), BE LIABLE FOR ANY, PUNITIVE, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR SPECIAL DAMAGES ARISING FROM OR IN CONNECTION WITH THIS SITE OR ANY CONTENT MADE AVAILABLE ON OR THROUGH IT, WHETHER UNDER A THEORY OF BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. In the event that PolicyMap is liable for any damages arising in connection with this Site or any Content made available on or through it, the aggregate liability of PolicyMap shall not exceed fifty percent (50%) of the amounts actually paid to PolicyMap by you for your use of the Site and Content, if any, for the one-month period preceding the first event that gave rise to the claims.

APPLICABLE LAW MAY NOT ALLOW THE LIMITATIONS OF LIABILITY SET FORTH ABOVE, SO THESE LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU.

THE LIMITATIONS OF LIABILITY SET FORTH IN THIS AGREEMENT ARE INDEPENDENT AND SHALL SURVIVE ANY FAILURE OF ANY REMEDY (EXCLUSIVE OR OTHERWISE).

INDEMNIFICATION AND WARRANTIES

You agree to defend, indemnify and hold PolicyMap harmless from and against any claims, actions, demands, liabilities, losses or damages (including reasonable legal and accounting fees) arising out of or related to your use of this Site or the Content, any violation of these Terms of Use by you, or any violation of any rights of any person or entity by you. PolicyMap shall provide notice to you promptly of any such claim, suit, or proceeding and shall reasonably cooperate with you, at your expense, in your defense of any such claim, suit or proceeding.

CHOICE OF LAW, WAIVER AND CLAIMS

These Terms of Use shall be governed by the laws of the Commonwealth of Pennsylvania without regard to its conflict of law provisions. All disputes that may arise between you and PolicyMap shall be filed only in state or federal court located in Philadelphia, Pennsylvania and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Terms of Use. PolicyMap ‘s failure to exercise or enforce any right or provision of the Terms of Use will not be deemed to be a waiver of such right or provision. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to modify such provision to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms of Use remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

A printed version of these Terms of Use and of any related notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

EVENTS BEYOND OUR CONTROL

You absolve and release PolicyMap and its Business Partners from any claim of harm resulting from any cause beyond PolicyMap’s control, including, but not limited to, failure of electronic or mechanical equipment or communication lines, telecommunications or other interconnect problems, computer viruses or other damaging code or data, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.

MISCELLANEOUS

You may not assign, transfer or delegate your rights or obligations hereunder, in whole or in part, without PolicyMap’s prior written consent. These Terms of Use shall be binding upon and inure to the benefit of each of us and our respective successors and permitted assigns.